Bank of America Credit Card Payment 2023

Bank of America Credit Card Payment: It is important that you are proactive when it comes to managing Credit Card and unsecured personal loan debt.

It can make all the difference in reducing your Credit Card balances by paying a small amount beyond the minimum payment. It’s also important to pay regularly and on time.

How do l make a payment to my account

You have 5 options for making payments:

1. Online

You have many options to pay your Bank of America credit cards in Online banking. To transfer funds from your Bank of America savings or checking account, you can click on the Transfers tab. 

To set up payments from your Bank of America savings or checking account, you can also use our optional Bill Pay option. 

You can also use our optional Bill Pay service to make a payment to your Bank of America card with another financial institution’s money market or checking account.

2. ATM Credit Card Payments

With your Bank of America card and cash, you can make Bank of America card payments at ATMs. You can simply visit your nearest Bank of America ATM and insert your Credit Card. Then, select Make a Payment. It is not possible to accept business credit cards at this time.

3. Pay by phone

Please call this number if you prefer to pay by telephone
Consumer cards: 855.891.3401
Business cards

4. Refund your payment

Any Bank of America financial center can accept payments. Locate a financial center.

5. Mail payment

You can mail us your payment using one of these delivery methods:

Bank of America Credit Card payment address

The Bank of America Credit Card payment address could vary depending upon the location of the cardholder or the type of Credit Card they hold.

You can use this address to make general Credit Card payments:

Bank of America PO BOX 15019 Wilmington, DE 19850-5019

However, it is always a good idea to verify the correct payment address for each Credit Card account. Check your billing statement or contact Bank of America customer service.

Consumer Card payments:

Up-to-date payments:	Bank of America P.O. Box 15019 Wilmington, DE Delaware19850-5019
Late payments:	Bank of America P.O. Box 15019 Wilmington, DE Delaware19850-5019
Overnight delivery:	Bank of America Attn: Payment Processing DE5-023-03-02 900 Samoset Drive Newark, DE Delaware19713

Business Card payments:

All payments:

Bank of America Business Card P.O. Box 15710 Wilmington, DE Delaware19850-5710

Bank of America Credit Card overnight payment address

This address can be used to send an overnight payment for your Bank of America Credit Card.

Bank of America Attn. Pay Processing DE5-023-03-02 Newark Drive Newark DE 19713

This address is for overnight payments only using FedEx and UPS courier services. Standard mail should be sent to the address indicated on your billing statement.

Bank of America Credit Card payee zip code

The zip code used for the recipient of the Bank of America Credit Card payment is determined by the payment address utilized.

To determine the general address of payment for credit cards the ZIP code should be:

19850

If, however, you are making an overnight transfer using the address in my previous post The ZIP code for the payment is

19713

Always, it is best to confirm the correct address for payment and zip code for your specific Credit Card by looking at your statement of billing or calling Bank of America customer service.

Bank of America Credit Card bill pay address

If you’d like to make payment for your Bank of America Credit Card bill by post then you can mail your money to the address below:

Bank of America PO Box 15019 Wilmington, DE 19850-5019

Make sure you include the account number of your Credit Card on the money or check payment you make and allow enough time for the transaction to be processed and credited into your Bank account.

Alternatively, you could make payments on your Bank of America Credit Card bill online using the Bank’s mobile or website or schedule automatic payments to make it easier.

Conclusion

Managing your Bank of America Credit Card Payment is a straightforward process with various convenient options.

Whether you prefer online payments, mobile apps, or traditional methods, Bank of America offers flexibility to suit your needs.

By staying informed and utilizing the right payment method, you can maintain financial stability and enjoy your Credit Card benefits hassle-free.

Bank of America Credit Card Payment FAQ

Q 1. How long does it take for an online payment to reflect on my account?

ANS: Online payments typically take 1-2 business days to process. It’s essential to make your payment well before the due date to avoid any late fees.

Q 2. Can I make partial payments?

ANS: Yes, you can make partial payments, but it’s best to pay the full balance to avoid interest charges.

Q 3. What should I do if I miss a payment?

ANS: Contact Bank of America’s customer service immediately to discuss your options and avoid potential late fees and credit score damage.

Q 4. Is there a grace period for Credit Card payments?

ANS: Bank of America offers a grace period of 25 days from the end of the billing cycle. If you pay your balance in full within this period, you won’t incur any interest.

Q 5. Can I change my payment due date?

ANS: Bank of America allows you to request a change to your payment due date, but it’s subject to approval.

Q 6. Are there any fees for making payments in a branch or over the phone?

ANS: Bank of America may charge a fee for making payments in a branch or over the phone, so it’s best to inquire about the cost beforehand.