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Langley FCU Payoff Address
| Standard Mailing
PO Box 120128 |
Overnight Physical
721 Lakefront Commons |
Langley Federal Credit Union Contact Details
Contact Center
- 757-827-5328 or 800-826-7490
- Monday – Friday 8:00 a.m. – 6:00 p.m.
- Saturday 8:30 a.m. – 1:00 p.m.
Phone Loans
- 757-827-5328or 800-826-7490
- Monday – Friday 8:00 a.m. – 6:00 p.m.
- Saturday 8:30 a.m. – 1:00 p.m.
Mortgage Lending
- 757-827-5328 or 800-826-7490
- FAX: 757-873-3946
- Monday – Friday 8:00 a.m. – 6:00 p.m.
Commercial Lending
- 757-224-4777
- Monday – Friday 8:30 a.m. – 5:00 p.m.
Telephone Banking (24 Hour)
- 757-827-9434 or 800-233-2819
Lost Cards
- To report a lost or stolen debit, credit, or ATM card, call 800-449-7728
Report Fraud
- 757-827-5328 or 800-826-7490
- Monday – Friday 8:00 a.m. – 6:00 p.m.
- Saturday 8:30 a.m. – 1:00 p.m.
Bill Pay
- For 24-hour Bill Pay assistance, call 888-918-7646
Mailing Address
- Langley Federal Credit Union
- P.O. Box 120128
- Newport News, Virginia 23612
Authorized Agent to Accept Legal Documents
- Director, Collections Legal Department
- 757-825-7109
- Langley Federal Credit Union
- 11742 Jefferson Avenue, Suite 200
- Newport News, Virginia 23606
Official Website: www.langleyfcu.org
History and Background
Early Beginnings
Langley FCU has a rich history dating back to its establishment in 1936. It was originally founded to serve civil service and military personnel at Langley Air Force Base in Hampton, Virginia.
The credit union’s dedication to its members and the community has been a cornerstone of its success.
Growth and Expansion
Over the years, Langley FCU has grown significantly. It now serves a diverse membership base, including residents and businesses across the Hampton Roads region.
Despite this growth, the credit union maintains a strong commitment to its founding principles, emphasizing member-focused financial services.
Membership Eligibility
Before delving deeper into what Langley FCU offers, let’s first understand who is eligible to become a member.
Membership is open to various groups, including military and civilian personnel, select employee groups and family members. Their inclusive eligibility criteria make it accessible to a broad range of individuals.
Products and Services Offered
Langley FCU provides an array of financial products and services to meet the diverse needs of its members.
Savings and Checking Accounts
The credit union offers competitive savings and checking accounts with features like high yields and no monthly fees.
These accounts are designed to help you grow your money while keeping it easily accessible.
Loans and Mortgages
Whether you’re looking for an auto loan, personal loan, or a mortgage, Langley FCU has you covered. Their loan options come with competitive rates and flexible terms.
Online Banking
Langley FCU‘s online banking platform is user-friendly, providing 24/7 access to your accounts. You can manage your finances, pay bills, and transfer funds from the comfort of your home.
Branches and ATMs
Locations and Accessibility
Langley FCU operates multiple branches throughout the Hampton Roads area, ensuring convenient access for its members. Whether you need in-person assistance or prefer online services, they’ve got you covered.
ATMs and Shared Branches
Additionally, members can access a network of ATMs and shared branches nationwide, making it easy to manage your finances, even when you’re far from home.
Customer Service
Langley FCU is known for its exceptional customer service, providing various ways to get assistance.
Support Options
Their customer support team is readily available to address your questions and concerns, ensuring you’re never left in the dark.
Online Tools and Resources
In addition to personal support, Langley FCU provides a wealth of online resources and tools to help you make informed financial decisions.
Mobile Banking App
Features and Benefits
One standout feature of Langley FCU is its mobile banking app. It offers a host of features, including mobile check deposit, account alerts, and budgeting tools, making it easy to manage your finances on the go.
User Experience
Members rave about the user-friendly interface and the app’s reliability, which allows for a seamless banking experience.
Financial Education Resources
Workshops and Seminars
Langley FCU is committed to improving financial literacy among its members. They regularly organize workshops and seminars, covering various financial topics.
Online Resources
If attending in-person events isn’t your preference, you can access a plethora of online resources, including articles, calculators, and video tutorials.
Community Involvement
Charitable Initiatives
Langley FCU isn’t just about financial services; they are deeply involved in the community. They support local charities and causes, making a positive impact on the region.
Scholarships and Grants
The credit union also offers scholarships and grants to help local students pursue their education, exemplifying their dedication to community enrichment.
Advantages of Joining Langley FCU
Competitive Rates
Langley FCU is known for offering competitive rates on savings, loans, and mortgages, helping you make the most of your money.
Member Benefits
As a member, you gain access to exclusive benefits, including discounts on various services and products.
Security and Privacy
Langley FCU takes your security and privacy seriously.
Protecting Member Information
They implement stringent security measures to safeguard your personal and financial information.
Online Security Measures
Online banking is secure, with features like multi-factor authentication and encryption to protect your data.
Membership Application Process
Eligibility and Requirements
To become a Langley FCU member, you need to meet specific eligibility criteria, such as residing in the Hampton Roads area or belonging to a select employee group.
Application Steps
The application process is straightforward, and the credit union’s staff can assist you in becoming a member.
Online Reviews and Ratings
Member Feedback
Langley FCU consistently receives positive reviews from its members, highlighting their satisfaction with the services provided.
Reputation in the Industry
The credit union has built a strong reputation within the financial industry, further validating its commitment to excellence.
Competitors and Alternatives
To make an informed decision, it’s essential to consider alternatives to Langley FCU and compare the services and benefits offered by other financial institutions.
Langley Federal Credit Union Social Media Links
Langley Federal Credit Union Near Me
Conclusion
Paying off your Langley Federal Credit Union loan is a significant financial milestone. Ensuring that you have the correct payoff address and following the right procedures is crucial to a smooth and error-free process.
By understanding the importance of the correct Payoff Address and familiarizing yourself with the specifics of your loan type, you can navigate the payoff process with confidence.
Now, let’s address some common questions that borrowers often have about Langley Federal Credit Union’s payoff process.
Frequently Asked Questions (FAQs)
What is Langley Federal Credit Union?
Langley Federal Credit Union is a not-for-profit, member-owned cooperative financial institution located in Virginia, offering a range of financial products and services.
Why do I need the payoff address?
The payoff address is essential when you want to pay off your loan in full, ensuring your payment is correctly applied to your account.
Can I find the payoff address online?
Yes, you can often find the payoff address on Langley Federal Credit Union’s official website.
How do I contact Langley Federal Credit Union?
You can contact Langley Federal Credit Union’s customer service for assistance in obtaining the payoff address.
Are there alternatives to paying off my loan?
Yes, there may be alternatives, such as investing or paying down higher-interest debts. Consider your financial situation and the terms of your loan.
How can I make a loan payoff?
You can make a loan payoff using methods like electronic transfers, checks, or wire transfers, depending on Langley Federal Credit Union’s accepted payment options.
What should I do if I have the wrong address?
If you have the wrong address, it’s crucial to correct it before making your payment to avoid processing issues.
Is the payoff address the same for all loans?
No, the payoff address may vary depending on the type of loan you have. Ensure you have the correct address for your specific loan.
What are the benefits of paying off a loan early?
Paying off a loan early can save you money on interest and improve your financial flexibility.
Can I request a payoff statement?
Yes, you can typically request a payoff statement from Langley Federal Credit Union, which provides the exact amount needed to pay off your loan.